Brightway Insurance - The Sara Shunk Agency

Spring Thaw

Heading into the spring season of melting snow and ice, in addition to spring rain, can cause headaches for homeowners.  Water back-ups caused by excess water in the system, along with tree roots in the drain line, pipe deterioration, or the flushing of improper objects can cause major issues.  Water Back-up coverage isn’t automatic on a homeowner’s policy, and you may or may not be covered.  Opting in for this coverage can save you thousands in repairs. 

The average cost of water backup and sewer coverage is worth it!  Costs range from $50 to $250 per year, with limits of coverage from $5,000 to $50,000 or more, depending on the carrier.

And while water back-up coverage is an option in a homeowner’s policy, Flood coverage is NOT.  Flood Insurance is a separate policy that covers a home when natural waterways flood beyond their natural shorelines.   

Got questions?  Contact me!
Sara Shunk 586-294-3514